AR

Carpe Pulse

PLS-2026-853824

JOE FARM AGENCY · Other · Requested

Survey Queue
Order Request — from Minerva Reasoning Engine
AA
Ordered by Ada Ace(via uw-ace)
Role: Underwriter
Submission df572e95-41fe-4ac6-9692-3af048213c01 · Carpe ID c0f0e1597af24764
Ordered
Jun 29, 2026, 09:41 PM UTC
Pulse Request ID
PLS-2026-853824
Why — Areas of Interest (what needs attention)
Appears to be a Home Based business. Feed to ensure proper controls.
Subject of the Order
Business nameJoe Farm Agency
Address1821 West Horsetail Trail · Phoenix, AZ · 85085
Source of record: pulse_survey_requests · verbatim payload retained for audit Received · HMAC verified
JOE FARM AGENCY
1821 WEST HORSETAIL TRAIL, PHOENIX , AZ 85085 · Job PLS-2026-853824
25
Photos
6
Intake
27
AI reads
Superior
Risk grade
Add Field Capture View Report Upload to SOR
Reference

Survey Request (from MRE)

MRE request
BusinessJoe Farm Agency
Requested byAda Ace, Underwriter
Areas of interestAppears to be a Home Based business. Feed to ensure proper controls.
Why this survey was requested

Routed to Loss Control on: Appears to be a Home Based business. Feed to ensure proper controls..

Reference

Life Safety

Pulse captured
Items reviewed2
Control
ResponseDetail
Number of exits on floorPassCaptured answer: 5 (count).
Egress paths unobstructed & signage lit?PassCaptured answer: Yes.
Reference

Fire Protection

Pulse captured
Items reviewed2
Control
ResponseDetail
Portable extinguisher inspectionPassCaptured answer: Current.
Sprinkler/standpipe coverage present?PassCaptured answer: N/A.
Reference

Electrical & Slips/Trips

Pulse captured
Items reviewed2
Control
ResponseDetail
Outlets free of overload/daisy-chains?PassCaptured answer: Yes.
Floor cables managed; no trip hazards?PassCaptured answer: Yes.
Pending

Probable Maximum Loss (PML)

Fire
PerilFire
LikelihoodLow
Calc methodEngineering Judgment PML Method
Building PML %0%
Building PML $0 USD
BI PML $0 USD
Operations
No operations detail recorded for this survey yet.
Financial / Loss
Valuation and loss analysis are pending carrier-supplied data.
AI· claude-opus-4-8

AI Loss-Control Assessment

The captured media depicts a well-kept residential property (Phoenix-area, Shea Homes build) with no visible commercial activity, signage, inventory, or business equipment in any image. Mechanical and electrical systems are in good order: dual Goodman HVAC condensers with proper weatherproof disconnects and whips, a 200-amp load center with labeled and arc-fault protected circuits, intact natural gas meter sets, a secured/sealed utility meter, a code-compliant FEBCO backflow preventer for irrigation cross-connection control, and multiple security safeguards (Ring doorbell, spotlight cameras, motion floodlights). Regarding the underwriter's area of interest — verifying a suspected home-based business and its controls — the media did NOT capture any evidence of commercial operations to assess; the imagery is consistent with a standard residence, so the home-based business concern could not be confirmed or characterized from what was provided. Only three minor advisory items were observed (a ground-run extension cord, a bird nest near a light fixture, and the noted backflow assembly, which is actually a positive control).

Low
Extension cord run across ground used as wiring — Discontinue use of extension cords as permanent wiring; install a properly rated fixed circuit/outlet at the point of use or limit cords to temporary, supervised tasks.
Low
Bird nest adjacent to powered floodlight/camera fixture — Remove the nest and periodically inspect/clear nesting material around exterior light and camera fixtures.
Recommendations
No recommendations yet. Run field capture / AI assessment, or use “Derive from findings”.
Field Data
Captured· Field

Field Documentation

25 Photos6 Intake

Evidence location: 0 of 26 captures verified on site · 26 without location data

Number of marked exits5
Sprinkler heads clear (≥18 in, no paint/damage)?N/A
Outlets/cords free of daisy-chains & damage?Yes
Egress paths unobstructed & exit signage lit?Yes
Floor cables managed; no trip hazards?Yes
Portable extinguisher inspectionCurrent

AI Loss-Control Assessment

80% confidence

Full AI synthesis and top exposures are shown under the Recommendations tab. Per-photo reads appear on each image below.

Field Capture Media

25 photos · 0 videos · 1 voice memoEvidence location: 0 of 26 captures verified on site
Powered byCarpe Data