Submission df572e95-41fe-4ac6-9692-3af048213c01 · Carpe ID c0f0e1597af24764
Survey Request (from MRE)
Routed to Loss Control on: Appears to be a Home Based business. Feed to ensure proper controls..
Life Safety
| Response | Detail | |
|---|---|---|
| Number of exits on floor | Pass | Captured answer: 5 (count). |
| Egress paths unobstructed & signage lit? | Pass | Captured answer: Yes. |
Fire Protection
| Response | Detail | |
|---|---|---|
| Portable extinguisher inspection | Pass | Captured answer: Current. |
| Sprinkler/standpipe coverage present? | Pass | Captured answer: N/A. |
Electrical & Slips/Trips
| Response | Detail | |
|---|---|---|
| Outlets free of overload/daisy-chains? | Pass | Captured answer: Yes. |
| Floor cables managed; no trip hazards? | Pass | Captured answer: Yes. |
Probable Maximum Loss (PML)
AI Loss-Control Assessment
The captured media depicts a well-kept residential property (Phoenix-area, Shea Homes build) with no visible commercial activity, signage, inventory, or business equipment in any image. Mechanical and electrical systems are in good order: dual Goodman HVAC condensers with proper weatherproof disconnects and whips, a 200-amp load center with labeled and arc-fault protected circuits, intact natural gas meter sets, a secured/sealed utility meter, a code-compliant FEBCO backflow preventer for irrigation cross-connection control, and multiple security safeguards (Ring doorbell, spotlight cameras, motion floodlights). Regarding the underwriter's area of interest — verifying a suspected home-based business and its controls — the media did NOT capture any evidence of commercial operations to assess; the imagery is consistent with a standard residence, so the home-based business concern could not be confirmed or characterized from what was provided. Only three minor advisory items were observed (a ground-run extension cord, a bird nest near a light fixture, and the noted backflow assembly, which is actually a positive control).
Field Documentation
Evidence location: 0 of 26 captures verified on site · 26 without location data
AI Loss-Control Assessment
80% confidenceFull AI synthesis and top exposures are shown under the Recommendations tab. Per-photo reads appear on each image below.