Survey Queue
STEARNS WHARF SEAFOOD CO
, SANTA BARBARA , CA · Job PLS-2026-AC1BF7
0
Photos
24
Answers
0
AI reads
Average
Risk grade
Reference
Survey Request (from MRE)
MRE request
BusinessStearns Wharf Seafood Co
Pending
Probable Maximum Loss (PML)
Fire
PerilFire
LikelihoodLow
Calc methodEngineering Judgment PML Method
Building PML %0%
Building PML $0 USD
BI PML $0 USD
Operations
No operations detail recorded for this survey yet.
Financial / Loss
Valuation and loss analysis are pending carrier-supplied data.
Recommendations
UW decision console →AI· Opus 4.8
AI Loss-Control Assessment
No AI assessment has been run on the captured media yet.
Recommendations
No recommendations yet. Run field capture / AI assessment, or use “Derive from findings”.
Field Data
Captured· Field
Field Documentation
0 Photos24 Answers
Evidence location: 0 of 2 captures verified on site · 2 off-site
Accommodation & Food Services Framework
seed v3-2026-07-01-q2 · resolved via assignment2
Answered
22
N/A
0
Not observed
0
Skipped
111
Not captured
0
Corrected
1
Voice memos
0
Evidence
1. Arrival & Exterior
Guided walk0/4 capturedAF-001 Visual
Capture a front-of-building photo and state the business name, address, and what is prepared or operated on site.
Not captured
AF-002 Visual
What is the condition of the building exterior and signage?
Not captured
AF-003 Visual
Are the parking lot and walkways free of cracks, potholes, and ice?
Not captured
AF-004 Visual
Are exterior stairs and ramps equipped with handrails, adequate lighting, and non-slip nosing?
Not captured
1b. Operations & Occupancy Interview
Core (all lines)2/6 capturedCORE-OPS-01 Interview
Describe the operations — what is made, sold, or served; key customers; hours and shifts.
Not captured
CORE-OPS-02 Interview
How many years has the business operated at this location?
Not captured
CORE-OPS-03 Interview
Are there any notable, recent, or planned changes to operations or processes?
Not captured
CORE-OPS-04 Visual
How many buildings / structures are on site? Capture the exterior of EACH.
Not captured
CORE-OPS-05 Interview
Describe the occupancy of each building — what happens where.
Each occupancy consists of retail tenants that sell small and light goods, no food service.
Voice memo transcriptPlay audio
No transcript captured for this memo yet.
CORE-OPS-06 Interview
Are there any foreign exposures — overseas operations, or imports as the importer of record?
No
2. Entry, Dining & Guest Areas
Guided walk0/7 capturedAF-005 Visual
Are the lobby and dining areas free of tripping hazards (rugs, cords, floor transitions)?
Not captured
AF-006 Visual
Are interior stairs and ramps equipped with handrails, adequate lighting, and non-slip nosing?
Not captured
AF-007 Visual
Are guest bathroom floors in good condition, with intact tile and proper drainage?
Not captured
AF-008 Visual
Hotel: do guest room doors have working locks and secondary latches?
Not captured
AF-009 Visual
Hotel: is a smoke detector present in each guest room, not painted over or covered?
Not captured
AF-010 Visual
Hotel: is an egress / evacuation plan posted on each guest room door?
Not captured
AF-011 Visual
Hotel: are balcony railings at least 42 in high, in good condition, and free of climbable features?
Not captured
3. Pool / Spa (if applicable)
Optional5/5 capturedAF-012 Visual
Using a test kit, are the pool's free chlorine and pH readings within spec?
N/A
AF-013 Visual
Is the pool enclosed by a fence at least 4 ft high with a self-closing, self-latching gate?
N/A
AF-014 Visual
Are depth markers, no-diving signage, and lifesaving equipment in place at the pool?
N/A
AF-015 Document
Are pool drain covers VGBA-compliant (compliance stamp visible)?
N/A
AF-016 Visual
Is the pool area kept free of glass containers (pool / outdoor bar discipline)?
N/A
4. Bar & Alcohol Service (if licensed)
Optional17/17 capturedAF-017 Document
Is the on-premise liquor license posted and current?
N/A
AF-018 Visual
Is ID-check / minimum-age signage displayed at the bar and POS?
N/A
AF-019 Visual
Is an ID scanner in use, or an acceptable-ID list posted?
N/A
AF-020 Visual
Are measured pour controls in use — jiggers, controlled-pour spouts, or POS tracking?
N/A
AF-021 Visual
Is bar bottle storage secured during off-hours?
N/A
AF-022 Visual
For banquets / catering: is alcohol served by bartenders only, with no self-serve open bottles?
N/A
AF-023 Visual
Is a BYOB / corkage policy posted?
N/A
AF-024 Visual
Is designated-driver / rideshare program signage displayed?
N/A
AF-025 Visual
Is there security presence or camera coverage of bar areas after dark?
N/A
AF-026 Document
Are TIPS / ServSafe Alcohol certifications current for servers and bartenders?
N/A
AF-027 Document
Is a refusal-of-service / incident log maintained?
N/A
AF-028 Document
Is a dram-shop / host-liquor liability certificate on file?
N/A
AF-029 Document
Hotel: are room-service / minibar controls in place — replenishment log, ID checked at delivery?
N/A
AF-030 Interview
Describe the overservice policy — drink limits, last call, and how no-overservice is documented.
N/A
AF-031 Interview
Describe how hours of service comply with state law and the liquor license.
N/A
AF-032 Interview
Describe underage-employee restrictions (state-specific minimum ages to serve or pour).
N/A
AF-033 Interview
Describe how intoxicated guests are handled — escort, taxi, no key reissue.
N/A
5. Kitchen — Food Safety (Prep & Holding)
Guided walk0/8 capturedAF-034 Visual
Are cold-hold temperatures in reach-ins / walk-ins at or below 41°F?
Not captured
AF-035 Visual
Are hot-hold / steam table temperatures at or above 135°F?
Not captured
AF-036 Visual
Do internal cook temperatures of proteins meet targets (poultry 165°F, ground beef 155°F)?
Not captured
AF-037 Visual
Are date labels applied to prepped / opened food (7-day rule)?
Not captured
AF-038 Visual
Are raw and ready-to-eat foods kept separated — boards, gloves, storage order?
Not captured
AF-039 Visual
Is the handwash sink stocked with soap, hot water, and signage?
Not captured
AF-040 Document
Is sanitizer concentration at the 3-compartment sink / wiping-cloth bucket within spec (test strip)?
Not captured
AF-041 Visual
Are the dishmachine's final-rinse temperature and sanitizer ppm within spec?
Not captured
6. Cook Line, Hood & Fire Protection
Guided walk0/10 capturedAF-042 Visual
Pan the cook line — fryers, ovens, ranges, and hood coverage — and capture make / model plates.
Not captured
AF-043 Visual
How many deep fryers are on site?
Not captured
AF-044 Document
Is the hood / duct cleaning tag current (NFPA 96)?
Not captured
AF-045 Document High signal
Is the ANSUL / wet-chemical suppression inspection tag current, with nozzle caps in place?
Not captured
AF-046 Visual
Is a Class K extinguisher located within 30 ft of the cooking line?
Not captured
AF-047 Document
Are portable extinguisher tags current, with gauges green and units mounted and unobstructed?
Not captured
AF-048 Visual
How many marked exits are there?
Not captured
AF-049 Visual
Are exit signs illuminated and egress paths unobstructed?
Not captured
AF-050 Visual High signal
Do sprinkler heads have 18 in of clearance, with no paint or damage?
Not captured
AF-051 Document
Is the 90-minute emergency lighting test documented in the logbook?
Not captured
7. Back-of-House Floors & Practices
Guided walk0/3 capturedAF-052 Visual
Are kitchen / back-of-house floors free of grease and standing water, with mats in place?
Not captured
AF-053 Visual
Is wet-floor signage available and used during mopping and spills?
Not captured
AF-054 Visual
Is slip-resistant footwear worn by staff on shift?
Not captured
8. LOTO & Equipment Power
Guided walk0/11 capturedAF-055 Visual
Is the lock / tag station stocked, with a uniquely-keyed lock for each employee?
Not captured
AF-056 Visual
Are applied lockout tags legible — name, date, reason, and signature?
Not captured
AF-057 Visual
Are slicers, mixers, and grinders locked out during blade changes or cleaning?
Not captured
AF-058 Visual High signal
Is the walk-in cooler / freezer compressor locked out during service?
Not captured
AF-059 Visual
Are hood / exhaust fans locked out during duct cleaning?
Not captured
AF-060 Visual
Is the cord-and-plug exception applied correctly (plug under the worker's control)?
Not captured
AF-061 Document High signal
Is there a written LOTO program covering kitchen / back-of-house equipment?
Not captured
AF-062 Document
Are machine-specific energy-source procedure cards posted?
Not captured
AF-063 Document High signal
Are annual LOTO procedure audit records available?
Not captured
AF-064 Document High signal
Are employee LOTO training records available (authorized vs affected)?
Not captured
AF-065 Interview High signal
Describe how contractor LOTO is coordinated during maintenance visits.
Not captured
9. Records & Interview (wrap-up)
Guided walk0/3 capturedAF-066 Document
Are food handler / ServSafe certificates current?
Not captured
AF-067 Interview
Describe the allergen handling protocol in place.
Not captured
AF-068 Interview
Describe workplace violence / robbery training for front desk and late-shift staff.
Not captured
Fire Protection — Systems & Monitoring
Core (all lines)0/8 capturedCORE-FP-01 Document High signal
Who monitors the waterflow / fire alarms?
Not captured
CORE-FP-02 Visual High signal
Are sprinkler control valves locked open?
Not captured
CORE-FP-03 Visual
Are valves electrically supervised (tamper switches)?
Not captured
CORE-FP-04 Document
Capture the most recent water supply test card — date, static / residual psi, and tested by whom.
Not captured
CORE-FP-05 Document High signal
Record the sprinkler head date / orifice size in storage or high-hazard areas.
Not captured
CORE-FP-06 Visual High signal
Any impairments to suppression or detection observed during the walk?
Not captured
CORE-FP-07 Visual
Are any combustible wall assemblies present — EIFS, insulated metal panels, exposed foam, MCM / ACM?
Not captured
CORE-FP-08 Interview
Describe the roof coverings — type, install year, and number of layers per roof section.
Not captured
Property Management Programs (grade each)
Core (all lines)0/8 capturedCORE-PMP-01 Document
How effective is the hot work program — permits, fire watch, contractor sign-off?
Not captured
CORE-PMP-02 Document
How effective are fire protection maintenance and impairment management?
Not captured
CORE-PMP-03 Interview
How effective is the preventive maintenance program (incl. IR scans of switchgear)?
Not captured
CORE-PMP-04 Document
How effective is contractor and change management — COIs, contracts, MOC process?
Not captured
CORE-PMP-05 Document
How effective are emergency preparedness and response — EAP, drills, muster?
Not captured
CORE-PMP-06 Visual
How effective is housekeeping?
Not captured
CORE-PMP-07 Visual
How effective are smoking controls — designated areas and enforcement?
Not captured
CORE-PMP-08 Interview
How effective is site-level business continuity planning?
Not captured
Workers Compensation
Core (all lines)0/16 capturedCORE-WC-01 Interview
Record employee counts — production / maintenance / warehouse, office / inside sales, outside sales / drivers.
Not captured
CORE-WC-02 Interview
Are seasonal or temporary workers used? Record counts.
Not captured
CORE-WC-03 Interview
What percent of employees have been with the company less than one year, and what is the turnover trend?
Not captured
CORE-WC-04 Interview
Describe the workforce profile — skill level, union status, multi-shift operations.
Not captured
CORE-WC-05 Interview
Is an increase in hiring anticipated over the next 12 months?
Not captured
CORE-WC-06 Visual
Manual material handling — lifting aids, adjustable workstations, task design
Not captured
CORE-WC-07 Visual
Are machine / equipment hazards controlled — guarding, light curtains, interlocks in place?
Not captured
CORE-WC-08 Visual
Are slip / trip / fall exposures controlled — surfaces, transitions, and seasonal (ice) management?
Not captured
CORE-WC-09 Interview
Are job rotation or administrative controls in place for repetitive / ergonomic operations?
Not captured
CORE-WC-10 Interview
Describe occupational disease exposures — noise, dusts, fumes, solvents, metalworking fluids, heat.
Not captured
CORE-WC-11 Document High signal
Where noise or chemical exposure exists, is there a baseline exposure monitoring / audiometric testing program?
Not captured
CORE-WC-12 Visual
Is a PPE program in place — equipment provided, worn, and enforced?
Not captured
CORE-WC-13 Interview
Could any single event — fire, explosion, chemical release — expose 10 or more employees?
Not captured
CORE-WC-14 Interview
How effective is the safety management program — leadership, accountability, employee engagement, review cadence — and who owns it?
Not captured
CORE-WC-15 Interview
How effective is post-injury management — same-day reporting expectation, transitional duty, medical provider relationships, claim coordinator?
Not captured
CORE-WC-16 Document
Are OSHA 300 / 300A logs posted or available?
Not captured
Auto / Fleet
Core (all lines)0/12 capturedCORE-AU-01 Document
Record the vehicle inventory — counts by type (private passenger, light truck, medium+) and average annual mileage.
Not captured
CORE-AU-02 Interview
Are any vehicles equipped with telematics?
Not captured
CORE-AU-03 Document
How impactful is the written distracted driving policy?
Not captured
CORE-AU-04 Interview
Are MVRs pulled at hire, with written acceptance criteria?
Not captured
CORE-AU-05 Interview
Are MVRs re-pulled periodically (at least annually)?
Not captured
CORE-AU-06 Interview
Are any frequent drivers under age 21? What percent of drivers have been with the account less than one year?
Not captured
CORE-AU-07 Interview
Describe non-owned / hired auto use — who drives personal or rental vehicles on business, how often, and what controls apply.
Not captured
CORE-AU-08 Interview
Describe passenger-carrying vehicles — counts by size, CDL requirements, and driver qualification files.
Not captured
CORE-AU-09 Document
Are any vehicles DOT-regulated? If yes, note the USDOT number and compliance program.
Not captured
CORE-AU-10 Document
Is there a fleet inspection and maintenance program?
Not captured
CORE-AU-11 Visual
Walk the lot and spot-check vehicle condition — tires, lights, body damage.
Not captured
CORE-AU-12 Interview
Describe how vehicle keys are secured and who authorizes vehicle use.
Not captured
General Liability / Premises
Core (all lines)0/11 capturedCORE-GL-01 Visual
Are interior slip / trip / fall controls in place — spill-cleanup tools and signs accessible, walk-off mats, smooth transitions, handrails, slip-resistant nosings?
Not captured
CORE-GL-02 Document
Is there a documented periodic premises inspection / repair program?
Not captured
CORE-GL-03 Visual
Are exterior walkways in good condition, well lit, and covered by a snow / ice plan?
Not captured
CORE-GL-04 Visual
Are parking lot controls in place — striping, signage, speed bumps, bollards at nose-in parking, and landscaping trimmed for sightlines?
Not captured
CORE-GL-05 Interview
Are light poles / elevated signs periodically inspected for internal corrosion?
Not captured
CORE-GL-06 Visual
Is the public separated from operations areas with signage and barriers (customers kept out of the shop / warehouse)?
Not captured
CORE-GL-07 Document
Do third-party service providers have written contracts with a defined scope of work?
Not captured
CORE-GL-08 Interview
Do contracts include indemnification / hold-harmless in the account's favor, and does legal counsel review them?
Not captured
CORE-GL-09 Document
Are certificates of insurance obtained from vendors and re-verified annually?
Not captured
CORE-GL-10 Interview
Are security guards on site? If so, note whether armed, contracted, and how they are trained.
Not captured
CORE-GL-11 Interview
Are there custodial care operations or an abuse / molestation exposure?
Not captured
Loss Analysis (all lines)
Core (all lines)0/3 capturedCORE-LA-01 Interview
Has there been notable loss activity in the past 5 years? Note trends by line (property, WC, auto, GL).
Not captured
CORE-LA-02 Interview
What were the underlying causes of the losses discussed?
Not captured
CORE-LA-03 Interview
What corrective actions have been taken — or are still needed?
Not captured
Management & Wrap-up
Core (all lines)0/3 capturedCORE-MG-01 Interview
How effective is management's commitment to risk control and safety (overall impression)?
Not captured
CORE-MG-02 Interview
Describe management's plans and willingness to complete recommendations.
Not captured
CORE-MG-03 Interview
Who owns the safety program day-to-day?
Not captured
Equipment Inventory
0/33 verifiedWalk-in cooler compressor (electrical disconnect)Expected: Yes · LOTO: YesNot captured
Walk-in freezer compressor (electrical disconnect)Expected: Yes · LOTO: YesNot captured
Reach-in refrigeratorExpected: Yes · LOTO: Yes (cord-and-plug exception possible)Not captured
Reach-in freezerExpected: Yes · LOTO: Yes (cord-and-plug exception possible)Not captured
Ice machineExpected: Yes · LOTO: Yes (water + electrical)Not captured
Commercial dishmachine (door or conveyor)Expected: Yes · LOTO: YesNot captured
Commercial mixer (Hobart-class, >=20qt)Expected: Sometimes · LOTO: YesNot captured
Meat slicerExpected: Sometimes · LOTO: Yes (during blade change/clean)Not captured
Food processor / buffalo chopperExpected: Sometimes · LOTO: YesNot captured
Meat grinderExpected: Sometimes · LOTO: YesNot captured
Deep fryer (gas + electrical ignition)Expected: Yes · LOTO: Yes (gas + electrical)Not captured
Combi / convection ovenExpected: Yes · LOTO: Yes (gas + electrical)Not captured
Range / griddle / charbroilerExpected: Yes · LOTO: Yes (gas + electrical)Not captured
Tilt skillet / braising panExpected: Sometimes · LOTO: YesNot captured
Steam table / hot wellExpected: Yes · LOTO: YesNot captured
Dough sheeter / prooferExpected: Sometimes · LOTO: YesNot captured
Coffee brewer / espresso machine (high-volume)Expected: Yes · LOTO: Yes (water + electrical)Not captured
Hood / exhaust fan (rooftop or wall-mounted)Expected: Yes · LOTO: Yes (during cleaning/service)Not captured
ANSUL / wet-chemical hood suppression systemExpected: Yes · LOTO: Yes (during service)Not captured
Make-up air unitExpected: Yes · LOTO: YesNot captured
Rooftop HVAC unit(s)Expected: Yes · LOTO: YesNot captured
Boiler / water heater (commercial)Expected: Yes · LOTO: YesNot captured
Standby generatorExpected: Sometimes · LOTO: YesNot captured
Fire pumpExpected: Sometimes · LOTO: YesNot captured
Sprinkler riser / OS&Y valveExpected: Yes · LOTO: Yes (valve tamper / LOTO during work)Not captured
Commercial laundry washer (hotel)Expected: Sometimes · LOTO: YesNot captured
Commercial laundry dryer (hotel)Expected: Sometimes · LOTO: Yes (gas + electrical)Not captured
Garbage disposalExpected: Yes · LOTO: YesNot captured
Trash compactorExpected: Sometimes · LOTO: YesNot captured
Pool pumpExpected: Sometimes · LOTO: YesNot captured
Pool / spa heater (gas + electrical)Expected: Sometimes · LOTO: YesNot captured
ElevatorExpected: Sometimes · LOTO: Yes (annual cert + service LOTO)Not captured
Guest-room HVAC / PTACExpected: Sometimes · LOTO: Yes (cord-and-plug exception possible)Not captured
AI Loss-Control Assessment
Run an AI loss-control assessment to get a plain-English read of each photo and video — including what the inspector says on the walkthrough — and the risks relevant to this occupancy, tied back to the underwriter's areas of interest.